About Us:

“Gutierrez Claims Consulting is led by Emilio Gutierrez, a former Property Claims Adjuster at Farmers Insurance. Emilio understands both how insurance companies assess claims and the tactics they may use to reduce payouts. He now brings that knowledge directly to clients to ensure they receive the full benefits they’re entitled to, often uncovering additional coverage or benefits that can quickly exceed the cost of services.”

Mission / Approach:

  • Help clients save money

  • Ensure fair claim settlements

  • Make the insurance process transparent and stress-free

“We provide transparency and clarity from the very first inspection.”

Experience Continued:

Claims Adjuster Experience:

  • Former property claims adjuster at Farmers Insurance

  • Evaluated dozens of claims monthly with deep knowledge of coverage and policy language

  • Specialized in identifying gaps, hidden coverage, and negotiating fair settlements

  • Understands strategies insurance companies use to reduce payouts

Skills & Expertise:

  • Claims analysis and assessment

  • Coverage interpretation

  • Negotiation and advocacy

  • Proficient in Xactimate, the industry standard for property claim estimate preparation among insurance companies.

“By understanding both claim assessment and cost-saving tactics used by insurers, we ensure your insurance company fulfills their obligations and pays what you’re entitled to.”