Property Damage Tips:

💧 Water Damage Quick Tips

  • Act fast. Even a short delay can turn a minor leak into major repairs.

  • Shut off the source. Know where your home’s main water shut-off is — it can save thousands.

  • Dry it out. Fans, open windows, and dehumidifiers help prevent mold.

  • Document first. Photos/videos before cleanup are key for insurance.

  • Keep items if possible. Damaged belongings often help show the full extent of loss.

(Note: water has a way of traveling to places you don’t expect — walls, insulation, flooring. An inspection helps uncover damage you might miss at first glance.)

🔥 Fire & Smoke Damage Quick Tips

  • Don’t wipe surfaces right away. Soot can smear and make cleaning harder.

  • Air things out carefully. Ventilate if it’s safe to reduce smoke odor.

  • Hold onto receipts. Hotel stays, meals, and emergency expenses are often reimbursed.

  • Get the structure checked. Even small fires can weaken areas you can’t see.

🌪️ Storm / Wind / Hail Damage Quick Tips

  • Check the roof quickly. Small openings lead to water intrusion fast.

  • Clear gutters/downspouts. Blockages after storms can cause flooding inside.

  • Inspect more than the roof. Hail often damages siding, fences, and AC units too.

  • Do temporary repairs. Tarping and boarding up prevent more damage (and receipts often count toward your claim).

🏚️ General Property Damage Quick Tips

  • Document first, fix second. Photos and videos are critical.

  • Save every receipt. Even temporary repairs or hotel costs can add up.

  • Don’t rush into a settlement. Initial offers may not reflect the full damage.

  • Check your policy for untapped benefits.

  • Independent estimates help. Having another set of eyes makes sure nothing is missed.

Additional Resources:

📚 Insurance & Claims Resources

🏡 Homeowner Resources